For those of us who are no longer doing eBay, ProPay has come up with the coolest gadget I have seen in years. The days of lugging around a three pound weight credit card scanner for point of sale charges are over!
Are you working craft fairs, flea markets, sales parties or shows? Check this out. Full disclosure, I gain no financial benefit from telling you about this whatsoever.
The MicroSecure Card Reader. Is that cool or what?
It is a secure, encrypted, portable card reader that comes with a lanyard and USB cord. You simply swipe the card, the green button lights to tell you everything is copascetic, record the name, amount of charge and last 4 digits only of the card in your duplicate receipt book, hand your customer their receipt and move on to the next sale. You can store 71 transactions at a time. When you get home, plug the Card Reader into the USB port on your computer, login, your transactions will appear one at a time. Enter the amount of the transaction and an optional invoice number. No more entering card numbers and hoping you got them right.
If you have an internet connection and computer available, the reader processes and authorizes real time transactions.
How secure is secure?
From the look of it, very secure indeed. The device stores and encrypts the data and is fully compliant with card-association security standards. If it gets lost or stolen the information is still secure and can’t be decrypted without access to your ProPay account and using the ProPay software.
And the price tag is?
Amazingly low. Did I just say that? Hmmm.
Regular price $149.95 with a $4.95 service fee per month. Pay that fee annually up front and it drops to $39.95, a year. There is an introductory price on the device of $99.95 and service fees are waived through 2008 (better than a swift slap upside the haid!) If you buy more than one you will not be charged more than one monthly service fee. No contract, no termination fee and you can sell the device (with some restrictions) if you no longer need it.
There are of course the normal merchant credit account fees in addition to the card reader service fees.
Back in the day I paid over $200 for my reader and $75 a month, with a one year contract. I had to lug carbon paper forms, be connected to electricity and a phone and most of the time input the transaction more than once.
I am really impressed. I don’t often say that.
Y’all come back!